Accounting and Business Consulting

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A quali-/quanti- tative look at FP&A cost


Like vegetables in a diet, some overhead is essential but how much is too much? Data is not widely available for how to assess the returns delivered from increasing FP&A overhead, but perhaps this subject can be explored with some of the tools of the trade - models and logic. Click to see more

The Plastics Circular Economy


A circular economy is one where economic growth is decoupled from processes that generate waste and pollution from resources. It is inherently clean and sustainable and many of the initiatives for dealing with climate change will reposition our economy to align with a circular economy. We can expect similar initiatives - and opportunities - as the circular economy expands to include plastic pollution. Click to see more

UK BUDGET 2021- 3 March 2021


Many businesses that were closed in the COVID winter will soon reopen and all businesses are going to have to apply their constrained resources with utmost ingenuity to regain momentum without overreaching. In this budget the chancellor has had to gauge how to extend the existing COVID reliefs to support the resurgence of hard-hit businesses as lockdown eases and yet also to taper them and bring in measures that will restore public finances as the recovery takes hold. Click to see more

Constrained resources - how to do a lot with very little


Entrepreneurs are people how take on big challenges but often have very few resources to work with. In the course of working with many people pursuing business ventures of one sort or another, we have seen that personal resourcefulness and initiative count for a lot in determining success, but that these attributes can be submerged by a fog of unknowns and urgent tasks. A lot can be done to change this and to free your initiative so that you can execute well and make the best of what you have. Click to see more

A simple model for blockchain


Along with AI and automation, blockchain is one of the key technologies that are being pursued to deliver big advances over the next few years. Blockchain underpins cryptocurrencies, and with Elon Musk's recent investment in this asset class, I thought I would try my hand at developing a simple Excel model that captures some key features of the technology that underpins bitcoins. Click to see more

Working Capital Game


Managing working capital is not always easy - this blog and video demonstrate how difficult it is to manage by guesstimation. Excel financial models provide a good way to augment your management of this process, and if you are not using this type of tool, ask yourself why not. Click to see more

Keep prospecting throughout the value chain


As your business grows, suppliers will become an important part of realising its potential. You can help it perform better by continually looking for performance improvement opportunities, including regularly reviewing how your suppliers might do better. Click to see more

Another big step for eCommerce


eCommerce proved the primary sales channel for many small businesses in the 2020 pandemic, and this has not gone unnoticed, either by small businesses not the eCommerce platform providers. Intensity of competition has mounted in this space both for small businesses and tech giants. This blog describes some of the recent developments. Click to see more

Asimov's Market


The last few decades and perhaps the next few decades to come have and will see the ever-increasing integration of algorithms, machines and human activity. Increasingly, there is speculation that autonomous machine consciousness (artifical intelligence or AI) may be developed and that this will transform how the world operates. This blog asks what this might mean for today's economic markets. Click to see more

Making Tax Digital


From April 2019 HMRC will require accounting records to be held in applications that comply with its electronic record-keeping and VAT submission requirements. Click to see more

Website Design and Maintenance – Concepts and Terms


We know how easy it is for businesses encounter problems with skilled resource or high fees when building or maintaining their websites. This blog sets out some concepts and terms which should be useful with understanding what site design entails. Click to see more